The hundredths place is where the 5 is.
Look to the right of the hundredths place and determine if the number is 5 or more or if the number is 4 or less.
In this problem, the number to the right of 5 is 1, and 1 is less than 4.
This means you can keep the 5 the same and every number after the 5 becomes imaginary zeroes.
3.95174 becomes 3.95 (rounded to nearest hundredth).
